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The value of any investment referred to in this document or income may fall as well as rise, and you may not get back the full amount invested. Where an investment is denominated in a currency other than the local currency of the recipient of the research document, changes in the exchange rates may have an adverse effect on the value, price, or income of that investment. In the case of investments for which there is no recognized market, it may be difficult for investors to sell their investments or to obtain reliable information about their value or the extent of the risk to which they are exposed.

In addition, NBK Wealth Group may have issued, and may in the future issue, other documents or reports that are inconsistent with and reach different conclusions from the information presented in this document. Those documents or reports reflect the different assumptions, views, and analytical methods of the analysts who prepared the documents or reports, and NBK Wealth Group is under no obligation to ensure that such other documents or reports are brought to your attention.

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